We bring you the best possible solutions for your company.

Typically, a commercial mortgage is used to purchase the Unit a business operates from but this can also incorporate refinance and/or release of equity. We can provide a bespoke service for each business because we work closely with companies to understand their needs and circumstances.

Commercial Mortgages

We enjoy working with a wide variety of businesses.

BPN Commercial Ltd can source and advise on commercial mortgages for many different types of property’s throughout the UK.

Typical Terms

Typically, Lenders will look to structure the deal on following terms


  • Amount £50k – £25m

  • Loan to Value – upto 75% (100% can be achieved IF additional security is provided)

  • Arrangement fee 1% – 2%

  • Term 15 -30 yrs

  • Interest only and Capital repayment available including capital repayment holidays

  • Rates start from 2% fixed and Variable

  • Valuation usually will be on Vacant Possession


  • 1st legal charge over subject property/any additional security being offered

  • If Ltd co – Debenture (mandatory) potentially personal guarantees

  • Opco/Propco available (property to be purchased in separate Holding Company)

  • Sipp Purchases also available

Need a personalized solution?

With over 20yrs in commercial funding we are offer excellent professional advice to our clients ensuring we source the best financial solutions for you and your business.

Get in touch today

Get a personal consultation.

Other Commercial Funding Services

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As experienced experts in this unique type of finance it is key to have a professional on board.

This is a flexible short term finance solution generally secured against land or property.

Our aim is to help businesses to achieve their financial objectives, our approach is simple.